/* =============================================================
Sunlight Finance Guide — Iron & Gold (Photovoltaic) Edition
Design tokens, typography, layout, components, motion
============================================================= */
:root{
--ink:#0E1014;
--ink-2:#1A1D24;
--gold:#F5B940;
--gold-2:#E0A12B;
--current:#4FD1E0;
--paper:#FAFAF7;
--paper-2:#F0EEE7;
--char:#0A0A0C;
--slate:#5C6066;
--line:rgba(14,16,20,.10);
--line-strong:rgba(14,16,20,.25);
--line-light:rgba(250,250,247,.12);
--max:1200px;
--gutter:clamp(20px,4vw,48px);
--font-display:'Instrument Serif',Georgia,serif;
--font-body:'Inter Tight','Inter',system-ui,-apple-system,sans-serif;
--font-mono:'JetBrains Mono',ui-monospace,Menlo,monospace;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;overflow-x:clip}
body{
margin:0;
background:var(--paper);
color:var(--char);
font-family:var(--font-body);
font-size:17px;
line-height:1.65;
font-feature-settings:'ss01','cv11';
-webkit-font-smoothing:antialiased;
-moz-osx-font-smoothing:grayscale;
overflow-x:clip;
}
img,svg{display:block;max-width:100%;height:auto}
a{color:inherit;text-decoration:none}
a.text-link{border-bottom:1px solid var(--line-strong);transition:border-color .2s,color .2s}
a.text-link:hover{color:var(--gold-2);border-color:var(--gold)}
button{font-family:inherit}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:2px}
/* =============== Typography =============== */
h1,h2,h3,h4{font-family:var(--font-display);font-weight:400;line-height:1.05;letter-spacing:-.01em;margin:0}
h1{font-size:clamp(2.6rem,6.5vw,5.4rem)}
h2{font-size:clamp(2rem,4.5vw,3.4rem)}
h3{font-size:clamp(1.5rem,3vw,2.1rem)}
h4{font-size:1.35rem;font-family:var(--font-body);font-weight:500;letter-spacing:-.005em;line-height:1.3}
em,i,.italic{font-style:italic}
.display-italic{font-style:italic;letter-spacing:-.015em}
.eyebrow{font-family:var(--font-mono);font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;color:var(--slate);font-weight:500}
.dropcap::first-letter{font-family:var(--font-display);font-size:4.5em;line-height:.85;float:left;padding:.05em .12em 0 0;color:var(--ink)}
p{margin:0 0 1.1em}
p+p{margin-top:0}
/* =============== Layout primitives =============== */
.wrap{max-width:var(--max);margin:0 auto;padding:0 var(--gutter)}
.wrap-narrow{max-width:760px;margin:0 auto;padding:0 var(--gutter)}
.section{padding:clamp(64px,9vw,140px) 0}
.section-tight{padding:clamp(48px,6vw,90px) 0}
.grid{display:grid;gap:32px}
.grid-2{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}
.grid-3{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.grid-4{grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
.qa-grid{display:grid;gap:32px;grid-template-columns:repeat(2,minmax(0,1fr))}
.qa-header{display:grid;grid-template-columns:1fr 1.4fr;gap:80px;align-items:start}
@media (max-width:780px){.qa-grid{grid-template-columns:1fr}.qa-header{grid-template-columns:1fr;gap:32px}}
.rule{border:0;border-top:1px solid var(--line-strong);margin:0}
.rule-hair{border:0;border-top:1px solid var(--line);margin:0}
/* =============== Header / Nav =============== */
.site-header{position:sticky;top:0;z-index:1000;background:rgba(250,250,247,.95);backdrop-filter:saturate(160%) blur(14px);-webkit-backdrop-filter:saturate(160%) blur(14px);border-bottom:1px solid transparent;transition:padding .25s,border-color .25s}
.site-header.scrolled{border-bottom-color:var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:18px 0;transition:padding .25s}
.site-header.scrolled .nav{padding:12px 0}
.brand{display:flex;align-items:center;gap:10px;font-family:var(--font-display);font-size:1.45rem;font-style:italic;letter-spacing:-.01em;position:relative;z-index:900}
.brand-mark{width:28px;height:28px;flex:0 0 28px;display:grid;place-items:center}
.nav-links{display:flex;align-items:center;gap:30px;font-size:.92rem}
.nav-links a{position:relative;padding:6px 0;color:var(--char);font-weight:500}
.nav-links a::after{content:"";position:absolute;left:0;right:100%;bottom:0;height:1px;background:var(--ink);transition:right .25s ease}
.nav-links a:hover::after{right:0}
.nav-links .dropdown{position:relative}
.nav-links .dropdown-menu{position:absolute;top:calc(100% + 12px);left:-12px;min-width:240px;background:var(--paper);border:1px solid var(--line);padding:8px;opacity:0;pointer-events:none;transform:translateY(-4px);transition:opacity .18s,transform .18s;box-shadow:0 20px 60px -20px rgba(14,16,20,.15)}
.nav-links .dropdown:hover .dropdown-menu,.nav-links .dropdown:focus-within .dropdown-menu{opacity:1;pointer-events:auto;transform:translateY(0)}
.nav-links .dropdown-menu a{display:block;padding:10px 12px;font-size:.88rem}
.nav-links .dropdown-menu a::after{display:none}
.nav-links .dropdown-menu a:hover{background:var(--paper-2)}
.nav-cta{padding:11px 20px;background:var(--gold);color:var(--ink)!important;font-weight:600;font-size:.88rem;letter-spacing:.01em;border:1px solid var(--gold);transition:background .2s,color .2s,border-color .2s}
.nav-cta::after{display:none!important}
.nav-cta:hover{background:var(--gold-2);color:var(--ink)!important;border-color:var(--gold-2)}
.menu-toggle{display:none;width:44px;height:44px;border:1px solid var(--line-strong);background:transparent;cursor:pointer;align-items:center;justify-content:center;position:relative;z-index:900}
.menu-toggle span{display:block;width:18px;height:1.5px;background:var(--ink);position:relative}
.menu-toggle span::before,.menu-toggle span::after{content:"";position:absolute;left:0;width:18px;height:1.5px;background:var(--ink)}
.menu-toggle span::before{top:-6px}
.menu-toggle span::after{top:6px}
@media (max-width:880px){
.nav-links{position:fixed;top:64px;right:0;bottom:0;left:0;width:100%;height:calc(100dvh - 64px);background:var(--paper);flex-direction:column;align-items:flex-start;gap:0;padding:30px var(--gutter);transform:translateX(100%);transition:transform .3s;overflow-y:auto;border-top:1px solid var(--line);z-index:850;visibility:hidden}
.nav-links.open{transform:translateX(0);visibility:visible}
.nav-links>a,.nav-links>.dropdown>a{padding:18px 0;font-size:1.2rem;width:100%;border-bottom:1px solid var(--line)}
.nav-links .dropdown-menu{position:static;opacity:1;pointer-events:auto;transform:none;box-shadow:none;border:0;padding:0 0 14px 16px;background:transparent;min-width:0}
.nav-links .dropdown-menu a{padding:8px 0;font-size:.95rem}
.menu-toggle{display:flex}
.nav-cta{margin-top:16px}
/* Lock body scroll when menu open */
body.menu-open{overflow:hidden}
}
/* =============== Hero =============== */
.hero{position:relative;overflow:hidden;padding:clamp(80px,12vw,180px) 0 clamp(60px,8vw,100px)}
.hero-grid-bg{position:absolute;inset:0;z-index:0;opacity:.5;pointer-events:none}
.hero-inner{position:relative;z-index:1}
.hero-eyebrow{margin-bottom:24px;display:inline-flex;align-items:center;gap:10px}
.hero-eyebrow::before{content:"";width:32px;height:1px;background:var(--ink)}
.hero-headline{max-width:14ch}
.hero-headline .accent{color:var(--gold-2);font-style:italic}
.hero-headline .hero-brand-line{display:block;color:var(--char);letter-spacing:-.028em;line-height:.92;font-size:clamp(3rem,8vw,6.4rem)}
.hero-headline .hero-tagline-line{display:block;font-size:clamp(1.5rem,3.2vw,2.8rem);margin-top:.14em;line-height:1.1;letter-spacing:-.005em}
.hero-sub{font-size:clamp(1.05rem,1.6vw,1.25rem);max-width:54ch;margin-top:28px;color:var(--slate)}
.hero-meta{margin-top:48px;display:flex;flex-wrap:wrap;gap:48px;padding-top:32px;border-top:1px solid var(--line)}
.hero-meta-item{display:flex;flex-direction:column;gap:4px}
.hero-meta-num{font-family:var(--font-mono);font-size:1.8rem;font-weight:500;color:var(--ink);letter-spacing:-.02em}
.hero-meta-lbl{font-size:.78rem;color:var(--slate);text-transform:uppercase;letter-spacing:.12em}
.hero-cta-row{margin-top:36px;display:flex;flex-wrap:wrap;gap:14px;align-items:center}
/* =============== Buttons =============== */
.btn{display:inline-flex;align-items:center;gap:10px;padding:14px 26px;font-size:.95rem;font-weight:500;letter-spacing:.005em;border:1px solid var(--ink);background:var(--ink);color:var(--paper);cursor:pointer;position:relative;transition:transform .2s ease,background .25s,color .25s,border-color .25s;will-change:transform}
.btn:hover{background:var(--gold);color:var(--ink);border-color:var(--gold)}
.btn-ghost{background:transparent;color:var(--ink)}
.btn-ghost:hover{background:var(--ink);color:var(--paper);border-color:var(--ink)}
.btn-gold{background:var(--gold);color:var(--ink);border-color:var(--gold)}
.btn-gold:hover{background:var(--ink);color:var(--gold);border-color:var(--ink)}
.btn .arrow{display:inline-block;transition:transform .25s}
.btn:hover .arrow{transform:translateX(4px)}
/* =============== Cards =============== */
.card{background:var(--paper);border:1px solid var(--line);padding:32px;position:relative;transition:transform .35s cubic-bezier(.2,.7,.2,1),border-color .25s,box-shadow .25s;transform-style:preserve-3d}
.card:hover{border-color:var(--ink);box-shadow:0 30px 60px -30px rgba(14,16,20,.18)}
.card .num{font-family:var(--font-mono);font-size:.72rem;color:var(--slate);letter-spacing:.18em;margin-bottom:18px}
.card h3{margin-bottom:14px}
.card p{color:var(--slate);margin-bottom:18px}
.card .more{display:inline-flex;align-items:center;gap:8px;font-family:var(--font-mono);font-size:.78rem;letter-spacing:.08em;color:var(--ink);border-bottom:1px solid var(--ink);padding-bottom:2px;text-transform:uppercase}
.card-dark{background:var(--ink);color:var(--paper);border-color:var(--ink-2)}
.card-dark p{color:rgba(250,250,247,.7)}
.card-dark .num{color:rgba(250,250,247,.55)}
.card-dark .more{color:var(--gold);border-color:var(--gold)}
.card-dark:hover{border-color:var(--gold)}
/* =============== Dark sections =============== */
.section-dark{background:var(--ink);color:var(--paper)}
.section-dark .eyebrow{color:rgba(250,250,247,.55)}
.section-dark p{color:rgba(250,250,247,.75)}
.section-dark .rule,.section-dark .rule-hair{border-color:var(--line-light)}
.section-dark a.text-link{color:var(--gold);border-color:rgba(245,185,64,.4)}
.section-dark a.text-link:hover{border-color:var(--gold)}
/* =============== Stat strip =============== */
.stat-strip{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));border-top:1px solid var(--line-strong);border-bottom:1px solid var(--line-strong)}
.stat-strip .stat{padding:36px 28px;border-right:1px solid var(--line);position:relative}
.stat-strip .stat:last-child{border-right:0}
.stat-strip .stat .num{font-family:var(--font-mono);font-size:1.9rem;color:var(--ink);font-weight:500;letter-spacing:-.02em}
.stat-strip .stat .lbl{font-size:.8rem;color:var(--slate);letter-spacing:.1em;text-transform:uppercase;margin-top:6px}
.section-dark .stat-strip{border-color:var(--line-light)}
.section-dark .stat-strip .stat{border-color:var(--line-light)}
.section-dark .stat-strip .stat .num{color:var(--paper)}
.section-dark .stat-strip .stat .lbl{color:rgba(250,250,247,.55)}
/* =============== Hero photo (home page) =============== */
.hero-photo{margin:0;padding:0;display:block;position:relative;overflow:hidden;background:var(--ink-2)}
.hero-photo img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;object-position:center 40%}
@media (max-width:720px){
.hero-photo img{aspect-ratio:4/3}
}
/* =============== Marquee =============== */
.marquee{overflow:hidden;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--paper-2);padding:18px 0}
.marquee-track{display:flex;gap:60px;animation:marquee 35s linear infinite;white-space:nowrap;font-family:var(--font-mono);font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--slate)}
.marquee-track span{display:inline-flex;align-items:center;gap:60px}
.marquee-track span::after{content:"●";color:var(--gold)}
@keyframes marquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}
/* =============== Editorial blocks =============== */
.editorial{max-width:680px;margin:0 auto;font-size:1.1rem;line-height:1.75}
.editorial h2{margin:2.8em 0 .6em}
.editorial h3{margin:2.2em 0 .5em}
.editorial p+p{margin-top:0}
.editorial blockquote{margin:2em 0;padding:1.2em 1.6em;border-left:3px solid var(--gold);background:var(--paper-2);font-family:var(--font-display);font-style:italic;font-size:1.4rem;line-height:1.35}
.editorial blockquote cite{display:block;margin-top:.6em;font-style:normal;font-family:var(--font-body);font-size:.85rem;color:var(--slate);letter-spacing:.04em}
.editorial ul,.editorial ol{padding-left:1.4em;margin:1em 0 1.4em}
.editorial li{margin:.4em 0}
.editorial .pull{font-family:var(--font-display);font-style:italic;font-size:2rem;line-height:1.2;color:var(--ink);padding:1.4em 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin:2em 0}
/* =============== Tables =============== */
.tbl-wrap{overflow-x:auto;border:1px solid var(--line);background:var(--paper);-webkit-overflow-scrolling:touch;position:relative}
.tbl-wrap::after{content:"";position:sticky;right:0;top:0;display:none;width:24px;height:100%;background:linear-gradient(to right,transparent,rgba(14,16,20,.08));pointer-events:none}
@media (max-width:780px){.tbl-wrap::after{display:block}}
table.tbl{width:100%;border-collapse:collapse;font-size:.95rem;min-width:640px}
table.tbl th,table.tbl td{text-align:left;padding:16px 20px;border-bottom:1px solid var(--line)}
table.tbl th{font-family:var(--font-mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--slate);font-weight:500;background:var(--paper-2)}
table.tbl tr:last-child td{border-bottom:0}
table.tbl td .yes{color:#0F6E56;font-weight:500}
table.tbl td .no{color:#A32D2D;font-weight:500}
table.tbl tr:hover td{background:var(--paper-2)}
/* =============== FAQ accordion =============== */
.faq-item{border-bottom:1px solid var(--line);padding:0}
.faq-item summary{list-style:none;cursor:pointer;padding:26px 0;display:flex;justify-content:space-between;align-items:flex-start;gap:24px;font-family:var(--font-display);font-size:1.4rem;line-height:1.3}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";font-family:var(--font-mono);font-size:1.5rem;color:var(--gold-2);transition:transform .2s}
.faq-item[open] summary::after{content:"−"}
.faq-item .faq-body{padding:0 0 26px;color:var(--slate);max-width:60ch;line-height:1.7}
/* =============== Calculator =============== */
.calc{background:var(--ink);color:var(--paper);padding:48px;border:1px solid var(--ink-2)}
.calc h3{color:var(--paper);margin-bottom:6px}
.calc .calc-sub{color:rgba(250,250,247,.6);font-size:.9rem;margin-bottom:32px}
.calc-row{display:grid;grid-template-columns:1fr 1fr;gap:32px;margin-bottom:24px}
@media (max-width:640px){.calc-row{grid-template-columns:1fr}.calc{padding:32px 24px}}
.calc-field label{display:block;font-family:var(--font-mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:rgba(250,250,247,.55);margin-bottom:10px}
.calc-field input[type=range]{width:100%;-webkit-appearance:none;appearance:none;background:transparent;height:32px;cursor:pointer}
.calc-field input[type=range]::-webkit-slider-runnable-track{height:2px;background:rgba(250,250,247,.2)}
.calc-field input[type=range]::-moz-range-track{height:2px;background:rgba(250,250,247,.2)}
.calc-field input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:18px;height:18px;background:var(--gold);border-radius:50%;margin-top:-8px;border:0;cursor:pointer;transition:transform .15s}
.calc-field input[type=range]::-moz-range-thumb{width:18px;height:18px;background:var(--gold);border:0;border-radius:50%;cursor:pointer}
.calc-field input[type=range]:hover::-webkit-slider-thumb{transform:scale(1.2)}
.calc-val{font-family:var(--font-mono);font-size:1.4rem;color:var(--gold);margin-top:6px;letter-spacing:-.01em}
.calc-result{margin-top:36px;padding-top:32px;border-top:1px solid rgba(250,250,247,.15);display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:24px}
.calc-result .r-num{font-family:var(--font-mono);font-size:2rem;color:var(--paper);letter-spacing:-.02em}
.calc-result .r-lbl{font-size:.78rem;color:rgba(250,250,247,.55);letter-spacing:.1em;text-transform:uppercase;margin-top:4px}
/* =============== Footer =============== */
.site-footer{background:var(--ink);color:var(--paper);padding:90px 0 40px;position:relative;overflow:hidden}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:48px;margin-bottom:60px}
@media (max-width:780px){.footer-grid{grid-template-columns:1fr 1fr;gap:36px}}
@media (max-width:480px){.footer-grid{grid-template-columns:1fr}}
.footer-grid h3{font-family:var(--font-mono);font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;color:rgba(250,250,247,.5);margin-bottom:18px;font-weight:500}
.footer-grid ul{list-style:none;padding:0;margin:0}
.footer-grid li{margin:0 0 12px}
.footer-grid a{font-size:.93rem;color:rgba(250,250,247,.78);transition:color .2s}
.footer-grid a:hover{color:var(--gold)}
.footer-brand-block{max-width:340px}
.footer-brand-block .brand{color:var(--paper);margin-bottom:16px;font-size:1.6rem}
.footer-brand-block p{font-size:.92rem;color:rgba(250,250,247,.65);line-height:1.6}
.footer-bottom{border-top:1px solid rgba(250,250,247,.12);padding-top:30px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:20px;font-size:.82rem;color:rgba(250,250,247,.5)}
.footer-bottom a{color:rgba(250,250,247,.7)}
.footer-disclaimer{max-width:var(--max);margin:30px auto 0;padding:24px var(--gutter) 0;border-top:1px solid rgba(250,250,247,.08);font-size:.78rem;line-height:1.6;color:rgba(250,250,247,.45)}
/* =============== Reveal animation =============== */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .8s ease,transform .8s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}
.reveal-d1{transition-delay:.1s}
.reveal-d2{transition-delay:.2s}
.reveal-d3{transition-delay:.3s}
/* Fail-safe: if JS doesn't run, all reveal content stays visible */
html.no-js .reveal{opacity:1!important;transform:none!important;transition:none!important}
@media (prefers-reduced-motion:reduce){
.reveal{opacity:1;transform:none;transition:none}
*,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}
}
/* =============== Hex grid SVG bg helper =============== */
.hex-bg{position:absolute;inset:0;pointer-events:none;background-image:url("data:image/svg+xml;utf8,");background-size:56px 64px;mask-image:radial-gradient(ellipse at center,#000 30%,transparent 75%);-webkit-mask-image:radial-gradient(ellipse at center,#000 30%,transparent 75%)}
.section-dark .hex-bg{background-image:url("data:image/svg+xml;utf8,")}
/* =============== Page hero (non-home) =============== */
.page-hero{padding:clamp(80px,10vw,140px) 0 clamp(60px,7vw,100px);background:var(--ink);color:var(--paper);position:relative;overflow:hidden}
.page-hero .eyebrow{color:rgba(250,250,247,.55)}
.page-hero h1{max-width:18ch;margin-top:18px}
.page-hero .sub{margin-top:24px;font-size:1.1rem;color:rgba(250,250,247,.7);max-width:62ch;line-height:1.6}
.page-hero .crumb{font-family:var(--font-mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:rgba(250,250,247,.45);margin-bottom:20px}
.page-hero .crumb ol{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:0 .4ch}
.page-hero .crumb li{display:inline-block}
.page-hero .crumb li:not(:last-child)::after{content:" / ";color:rgba(250,250,247,.3);margin:0 .4ch 0 .8ch}
.page-hero .crumb a{color:rgba(250,250,247,.65);border-bottom:1px solid rgba(250,250,247,.2);padding-bottom:1px}
.page-hero .crumb a:hover{color:var(--gold);border-color:var(--gold)}
/* =============== Misc =============== */
.tag{display:inline-block;padding:5px 12px;border:1px solid var(--line-strong);font-family:var(--font-mono);font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;color:var(--slate)}
.tag-gold{border-color:var(--gold);color:var(--gold-2);background:rgba(245,185,64,.08)}
.section-dark .tag{border-color:rgba(250,250,247,.25);color:rgba(250,250,247,.7)}
.checklist{list-style:none;padding:0;margin:0}
.checklist li{padding:14px 0;border-bottom:1px solid var(--line);display:flex;align-items:flex-start;gap:14px;color:var(--char)}
.checklist li::before{content:"";width:14px;height:14px;flex:0 0 14px;margin-top:6px;background-image:url("data:image/svg+xml;utf8,");background-repeat:no-repeat}
.checklist li:last-child{border-bottom:0}
.pros-cons{display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--line)}
@media (max-width:640px){.pros-cons{grid-template-columns:1fr}}
.pros,.cons{padding:32px}
.pros{border-right:1px solid var(--line);background:rgba(15,110,86,.04)}
@media (max-width:640px){.pros{border-right:0;border-bottom:1px solid var(--line)}}
.cons{background:rgba(163,45,45,.04)}
.pros h4,.cons h4{font-family:var(--font-mono);font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;margin-bottom:18px}
.pros h4{color:#0F6E56}
.cons h4{color:#A32D2D}
.pros ul,.cons ul{list-style:none;padding:0;margin:0}
.pros li,.cons li{padding:10px 0;border-bottom:1px solid var(--line);font-size:.95rem;display:flex;gap:10px}
.pros li::before{content:"+";color:#0F6E56;font-weight:500;flex:0 0 10px}
.cons li::before{content:"−";color:#A32D2D;font-weight:500;flex:0 0 10px}
.pros li:last-child,.cons li:last-child{border-bottom:0}
/* Disclosure banner */
.disclosure-banner{background:var(--paper-2);border-bottom:1px solid var(--line);padding:10px var(--gutter);font-size:.78rem;color:var(--slate);text-align:center}
.disclosure-banner a{border-bottom:1px solid var(--line-strong)}
/* CTA section */
.cta-band{background:var(--ink);color:var(--paper);padding:clamp(64px,8vw,110px) 0;position:relative;overflow:hidden}
.apply-band h2{max-width:22ch}
.apply-band p{color:rgba(250,250,247,.75);max-width:54ch;margin-top:20px;font-size:1.1rem}
.cta-band .cta-row{margin-top:36px;display:flex;gap:14px;flex-wrap:wrap}
.apply-band .btn{background:var(--gold);color:var(--ink);border-color:var(--gold)}
.apply-band .btn:hover{background:var(--paper);color:var(--ink);border-color:var(--paper)}
.apply-band .btn-ghost{background:transparent;color:var(--paper);border-color:rgba(250,250,247,.3)}
.apply-band .btn-ghost:hover{background:var(--paper);color:var(--ink);border-color:var(--paper)}
/* utility */
.mt-0{margin-top:0}.mt-1{margin-top:1rem}.mt-2{margin-top:2rem}.mt-3{margin-top:3rem}
.text-center{text-align:center}
.muted{color:var(--slate)}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
/* =============== Accessibility — Skip to content =============== */
.skip-link{position:absolute;left:0;top:0;background:var(--ink);color:var(--paper);padding:12px 18px;z-index:9999;text-decoration:none;font-weight:500;clip-path:inset(50%);width:1px;height:1px;overflow:hidden;white-space:nowrap}
.skip-link:focus{clip-path:none;width:auto;height:auto;overflow:visible}
.skip-link:focus{left:0;top:0}
/* =============== Cookie consent banner (GDPR/CCPA/PDPA) =============== */
#sfg-consent{position:fixed;left:16px;right:16px;bottom:16px;background:var(--paper);border:1px solid var(--ink);border-radius:4px;padding:20px 24px;z-index:1000;box-shadow:0 12px 36px rgba(0,0,0,.12);max-width:880px;margin-left:auto;margin-right:auto}
.sfg-consent-inner{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
.sfg-consent-text{font-size:.92rem;line-height:1.55}
.sfg-consent-text strong{display:block;margin-bottom:6px;font-family:var(--font-display);font-style:italic;font-size:1.1rem}
.sfg-consent-text a{color:var(--ink);text-decoration:underline;text-underline-offset:3px;margin-left:8px}
.sfg-consent-actions{display:flex;gap:10px;flex-shrink:0}
.sfg-consent-actions .btn{font-size:.88rem;padding:10px 18px}
.btn-ghost-light{background:transparent;color:var(--slate);border:1px solid var(--line-strong)}
.btn-ghost-light:hover{border-color:var(--ink);color:var(--ink)}
@media (max-width:720px){
#sfg-consent{left:12px;right:12px;bottom:12px;padding:18px 20px}
.sfg-consent-inner{grid-template-columns:1fr;gap:16px}
.sfg-consent-actions{justify-content:flex-end}
}
/* =============== E-E-A-T — Author byline / Last reviewed =============== */
.byline{display:flex;flex-wrap:wrap;gap:10px 20px;align-items:center;padding:16px 20px;background:var(--paper-2);border-left:3px solid var(--gold);margin:0 0 36px;font-size:.92rem;color:var(--slate)}
.byline .byline-author{color:var(--ink);font-weight:500}
.byline .byline-author em{font-family:var(--font-display);font-style:italic;font-weight:400}
.byline .byline-sep{color:var(--line-strong)}
.byline a{color:var(--ink);text-decoration:underline;text-underline-offset:3px;text-decoration-thickness:1px}
/* =============== Methodology / Standards page sections =============== */
.principle-block{border-top:1px solid var(--line);padding:36px 0}
.principle-block:first-child{border-top:none;padding-top:0}
.principle-num{font-family:var(--font-mono);font-size:.72rem;color:var(--slate);letter-spacing:.18em;margin-bottom:14px}
/* =============== Apply page — form card =============== */
.page-hero--tight{padding:60px 0 50px}
.page-hero--tight h1{font-size:clamp(2.2rem,5vw,3.6rem);margin-top:14px}
.page-hero--tight .sub{margin-top:16px;font-size:1.05rem;max-width:540px}
.apply-form-section{padding:50px 0}
.apply-form-card{background:var(--paper);border:1px solid var(--line-strong);border-radius:6px;padding:40px;box-shadow:0 30px 60px rgba(14,16,20,.08);position:relative}
.apply-form-card::before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(to right,var(--gold) 0%,var(--gold-2) 50%,var(--current) 100%);border-radius:6px 6px 0 0}
.apply-form-trust{display:flex;flex-wrap:wrap;gap:20px 28px;margin-bottom:32px;padding-bottom:24px;border-bottom:1px solid var(--line);font-size:.9rem;color:var(--ink);font-family:var(--font-mono);letter-spacing:.02em}
.apply-form-trust .trust-check{color:var(--gold);font-weight:700;font-family:var(--font-body);margin-right:6px}
.apply-form-frame{min-height:360px;position:relative}
.form-loading{display:flex;flex-direction:column;align-items:center;gap:18px;padding:70px 20px;color:var(--slate);text-align:center}
.form-loading-spinner{width:38px;height:38px;border:3px solid var(--line);border-top-color:var(--gold);border-radius:50%;animation:form-spin .8s linear infinite}
.form-loading p{margin:0;font-size:.95rem}
.form-loading-note{font-size:.82rem!important;max-width:380px;line-height:1.55;opacity:.7}
@keyframes form-spin{to{transform:rotate(360deg)}}
.apply-form-fineprint{margin-top:28px;padding-top:22px;border-top:1px solid var(--line);font-size:.82rem;color:var(--slate);line-height:1.65}
.apply-form-fineprint a{color:var(--ink);text-decoration:underline;text-underline-offset:3px}
/* Style 3rd-party form to inherit our typography */
#_lg_form_ {font-family:var(--font-body);color:var(--ink)}
#_lg_form_ input,#_lg_form_ select,#_lg_form_ textarea{font-family:inherit;font-size:1rem;color:var(--ink)}
#_lg_form_ button{font-family:inherit}
#_lg_form_ label{font-family:inherit;color:var(--ink)}
#_lg_form_ h1,#_lg_form_ h2,#_lg_form_ h3{font-family:var(--font-display);color:var(--ink)}
@media (max-width:720px){
.apply-form-card{padding:28px 22px;border-radius:4px}
.apply-form-trust{gap:12px 18px;font-size:.82rem}
.form-loading{padding:50px 12px}
}
/* =============== ITC tax credit timeline grid =============== */
.itc-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;max-width:980px;margin:50px auto 0}
@media (max-width:780px){.itc-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}}
.itc-step{background:var(--paper);border:1px solid var(--line);padding:24px 18px;text-align:center}
.itc-step--active{border-top:3px solid var(--gold)}
.itc-step--fade-1{opacity:.85}
.itc-step--fade-2{opacity:.7}
.itc-step--fade-3{opacity:.55}
.itc-step-year{font-family:var(--font-mono);font-size:.7rem;color:var(--slate);letter-spacing:.16em}
.itc-step-rate{font-family:var(--font-display);font-size:2.6rem;color:var(--ink);margin:8px 0;letter-spacing:-.02em;line-height:1}
.itc-step-detail{font-size:.86rem;color:var(--slate);line-height:1.5}
/* =============== Company timeline (review page) =============== */
.timeline{position:relative;padding-left:28px;border-left:2px solid var(--line)}
.timeline-event{position:relative;padding:0 0 28px 24px}
.timeline-event::before{content:"";position:absolute;left:-34px;top:6px;width:12px;height:12px;border:2px solid var(--ink);background:var(--paper);border-radius:50%}
.timeline-event--alert::before{background:var(--gold);border-color:var(--gold)}
.timeline-event--active::before{background:var(--current);border-color:var(--current)}
.timeline-year{font-family:var(--font-mono);font-size:.78rem;color:var(--slate);letter-spacing:.14em;text-transform:uppercase;margin-bottom:6px}
.timeline-body{font-size:1rem;line-height:1.7;color:var(--ink)}
.timeline-body strong{color:var(--ink)}
@media (max-width:640px){
.timeline{padding-left:20px}
.timeline-event{padding-left:18px}
.timeline-event::before{left:-26px;width:10px;height:10px}
}
/* =============== Glossary page =============== */
.glossary{margin:0;padding:0}
.glossary-term{padding:28px 0;border-top:1px solid var(--line)}
.glossary-term:first-child{border-top:none;padding-top:0}
.glossary-term dt{font-family:var(--font-display);font-size:1.45rem;color:var(--ink);margin-bottom:10px;font-weight:400;font-style:italic;line-height:1.2}
.glossary-term dt strong{font-weight:400;font-style:italic}
.glossary-short{margin:0 0 12px;font-size:1.05rem;color:var(--ink);line-height:1.6;font-weight:500}
.glossary-long{margin:0;font-size:.95rem;color:var(--slate);line-height:1.7}
.glossary-long strong{color:var(--ink);font-weight:500}
@media (max-width:780px){
.glossary-term dt{font-size:1.25rem}
.glossary-short{font-size:1rem}
}
/* =============== Sticky mobile CTA bar =============== */
.mobile-cta-bar{display:none}
@media (max-width:780px){
.mobile-cta-bar{display:flex;position:fixed;left:0;right:0;bottom:0;background:var(--ink);color:var(--paper);padding:14px 16px;align-items:center;justify-content:space-between;gap:12px;z-index:900;text-decoration:none;font-family:var(--font-body);font-weight:500;font-size:.95rem;border-top:1px solid var(--gold);box-shadow:0 -8px 24px rgba(0,0,0,.12)}
/* Hide on apply page itself (don't link to current page) */
body[data-page="apply"] .mobile-cta-bar{display:none}
body[data-page="apply"]{padding-bottom:0}
.mobile-cta-bar:hover,.mobile-cta-bar:active{color:var(--gold)}
.mobile-cta-bar .mcb-arrow{flex-shrink:0;font-family:var(--font-mono);color:var(--gold)}
.mobile-cta-bar .mcb-text{flex:1}
.mobile-cta-bar .mcb-trust{font-size:.72rem;color:rgba(250,250,247,.55);letter-spacing:.08em;text-transform:uppercase;font-family:var(--font-mono);display:block;margin-bottom:2px}
body{padding-bottom:64px}
#sfg-consent{bottom:78px}
}
/* =============== Apply page trust badges =============== */
.apply-trust-badges{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:32px 0 4px;padding:24px;background:var(--paper-2);border-radius:4px;border:1px solid var(--line)}
.trust-badge{padding:4px 0}
.trust-badge-label{font-family:var(--font-mono);font-size:.7rem;color:var(--slate);letter-spacing:.14em;text-transform:uppercase;margin-bottom:4px}
.trust-badge-value{font-family:var(--font-body);font-size:.92rem;color:var(--ink);font-weight:500;line-height:1.4}
@media (max-width:600px){.apply-trust-badges{grid-template-columns:1fr;padding:18px 16px;gap:10px}}
/* =============== Hamburger → X animation on menu open =============== */
.menu-toggle[aria-expanded="true"] span{background:transparent}
.menu-toggle[aria-expanded="true"] span::before{top:0;transform:rotate(45deg)}
.menu-toggle[aria-expanded="true"] span::after{top:0;transform:rotate(-45deg)}
.menu-toggle span,.menu-toggle span::before,.menu-toggle span::after{transition:transform .2s ease,top .2s ease,background .2s ease}
/* Header opaque when mobile drawer is open (prevents content bleed-through) */
.site-header:has(.nav-links.open){background:var(--paper)}
/* ========================================================
BATCH A — AEO components
======================================================== */
/* TL;DR box (Quick answer / Bottom line) */
.tldr{margin:36px 0 48px;padding:28px 32px;background:linear-gradient(135deg,rgba(245,185,64,.06),rgba(79,209,224,.04));border-left:3px solid var(--gold);border-radius:0 4px 4px 0;position:relative;contain:layout style paint}
.tldr-label{font-family:var(--font-mono);font-size:.72rem;letter-spacing:.18em;color:var(--slate);text-transform:uppercase;margin-bottom:14px;display:flex;align-items:center;gap:10px}
.tldr-label::before{content:"";display:block;width:24px;height:1px;background:var(--gold)}
.tldr-list{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.tldr-list li{padding-left:26px;position:relative;font-size:1.02rem;line-height:1.55;color:var(--ink)}
.tldr-list li::before{content:"→";position:absolute;left:0;color:var(--gold);font-family:var(--font-mono);font-weight:500}
.tldr-list li strong{color:var(--ink);font-weight:600}
@media (max-width:780px){.tldr{padding:22px 20px;margin:24px 0 32px}.tldr-list li{font-size:.96rem}}
/* dfn inline definition styling */
dfn{font-style:normal;border-bottom:1px dotted var(--slate);cursor:help;font-weight:500}
dfn[title]:hover{border-bottom-color:var(--gold);color:var(--ink)}
/* Author bio card */
.author-card{margin:64px 0 32px;padding:28px;background:var(--paper-2);border:1px solid var(--line);border-radius:4px;display:grid;grid-template-columns:auto 1fr;gap:24px;align-items:start;contain:layout style paint}
.author-avatar{width:56px;height:56px;background:var(--ink);color:var(--gold);display:flex;align-items:center;justify-content:center;font-family:var(--font-display);font-style:italic;font-size:1.4rem;border-radius:4px;flex-shrink:0}
.author-info{display:flex;flex-direction:column;gap:8px}
.author-eyebrow{font-family:var(--font-mono);font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;color:var(--slate)}
.author-name{font-family:var(--font-display);font-size:1.25rem;font-style:italic;color:var(--ink);margin:0;line-height:1.3}
.author-bio{margin:4px 0 8px;font-size:.94rem;color:var(--slate);line-height:1.6}
.author-link{font-family:var(--font-mono);font-size:.84rem;color:var(--ink);border-bottom:1px solid var(--gold);align-self:flex-start;text-decoration:none}
.author-link:hover{color:var(--gold)}
@media (max-width:600px){.author-card{grid-template-columns:1fr;padding:22px;gap:14px}.author-avatar{width:44px;height:44px;font-size:1.15rem}}
/* Stat box w/ source citation (AEO trust pattern) */
.stat-cite{display:inline-flex;align-items:baseline;gap:6px;margin-top:4px}
.stat-cite-source{font-family:var(--font-mono);font-size:.68rem;letter-spacing:.1em;text-transform:uppercase;color:var(--slate);text-decoration:none;border-bottom:1px dotted var(--slate)}
.stat-cite-source:hover{color:var(--gold);border-bottom-color:var(--gold)}
/* ========================================================
BATCH B — Performance hardening
======================================================== */
/* Below-fold sections: skip render until near viewport (huge perf win on long pages) */
.section + .section + .section{content-visibility:auto;contain-intrinsic-size:auto 800px}
.card{contain:layout style paint}
.faq-item{contain:layout style paint}
.tbl-wrap{contain:layout style}
/* ========================================================
BATCH C — Visual polish (subtle)
======================================================== */
/* Gold underline slide-in animation for text-link */
a.text-link{position:relative;border-bottom:0;display:inline-block}
a.text-link::after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:1px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .3s cubic-bezier(.65,0,.35,1)}
a.text-link:hover::after{transform:scaleX(1)}
a.text-link{background-image:linear-gradient(var(--line-strong),var(--line-strong));background-size:100% 1px;background-position:0 100%;background-repeat:no-repeat}
/* Drop cap for article body (first paragraph) */
.drop-cap > p:first-of-type::first-letter{font-family:var(--font-display);font-size:4.5rem;float:left;line-height:.92;margin:6px 12px 0 0;color:var(--ink);font-style:italic}
@media (max-width:600px){.drop-cap > p:first-of-type::first-letter{font-size:3.5rem;margin:4px 8px 0 0}}
/* Calculator value pulse on change */
@keyframes calc-pulse{0%{transform:scale(1);color:var(--gold)}50%{transform:scale(1.04);color:var(--gold)}100%{transform:scale(1);color:var(--gold)}}
.calc-result.changed{animation:calc-pulse .4s ease}
/* Pull quote (editorial sophistication) */
.pull-quote{margin:48px -20px;padding:24px 28px 24px 48px;border-left:3px solid var(--gold);font-family:var(--font-display);font-style:italic;font-size:1.6rem;line-height:1.35;color:var(--ink);position:relative;contain:layout style paint}
.pull-quote::before{content:"\201C";position:absolute;left:14px;top:8px;font-size:3.5rem;color:var(--gold);line-height:1;font-family:var(--font-display)}
.pull-quote cite{display:block;margin-top:16px;font-family:var(--font-mono);font-style:normal;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--slate)}
@media (max-width:600px){.pull-quote{margin:32px 0;padding:20px 20px 20px 40px;font-size:1.3rem}}
/* Reduced motion fallback */
@media (prefers-reduced-motion:reduce){
.calc-result.changed{animation:none}
a.text-link::after{transition:none}
}
/* Calc title H2 with H3-like sizing (semantic upgrade, visual unchanged) */
.calc-title{font-family:var(--font-display);font-size:1.5rem;margin:0 0 6px;font-weight:400;font-style:italic;letter-spacing:-.01em;line-height:1.25}
/* Pros/cons h3 — semantic upgrade from h4, keeps original visual */
.proscons-head{font-family:var(--font-mono);font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;font-weight:500;margin:0 0 12px}
/* ========================================================
APPLY CTAs — high-intent moment placements
======================================================== */
/* 1. Inline text-link CTA (subtle, right-aligned after engagement moment) */
.cta-inline-link{margin:24px 0 32px;text-align:right;font-family:var(--font-mono);font-size:.9rem;letter-spacing:.04em}
.cta-inline-link a{color:var(--ink);border-bottom:1px solid var(--gold);padding-bottom:2px;text-decoration:none;transition:color .2s,border-color .2s}
.cta-inline-link a:hover{color:var(--gold)}
.cta-inline-link .cta-arrow{color:var(--gold);margin-left:4px;display:inline-block;transition:transform .2s}
.cta-inline-link a:hover .cta-arrow{transform:translateX(3px)}
/* 2. Card-style mid-article CTA */
.cta-card{margin:48px 0;padding:32px;background:linear-gradient(135deg,rgba(245,185,64,.08),rgba(79,209,224,.04));border:1px solid var(--line);border-left:3px solid var(--gold);border-radius:0 4px 4px 0;display:grid;grid-template-columns:1fr auto;gap:28px;align-items:center;contain:layout style paint}
.cta-card-eyebrow{font-family:var(--font-mono);font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--slate);margin-bottom:8px}
.cta-card-title{font-family:var(--font-display);font-size:1.5rem;font-style:italic;color:var(--ink);margin:0 0 10px;font-weight:400;line-height:1.25}
.cta-card-sub{margin:0;font-size:.92rem;color:var(--slate);line-height:1.5}
.cta-card-sub strong{color:var(--ink)}
.cta-card .btn{flex-shrink:0;white-space:nowrap}
@media (max-width:780px){
.cta-card{grid-template-columns:1fr;padding:24px;gap:18px;margin:32px 0}
.cta-card-title{font-size:1.3rem}
.cta-card .btn{width:100%;text-align:center;justify-content:center}
}
/* 3. Sidebar sticky CTA (desktop, on review/compare pages with sidebar) */
.cta-sidebar{background:var(--ink);color:var(--paper);padding:24px;border-radius:4px;margin-top:24px;contain:layout style paint}
.cta-sidebar-eyebrow{font-family:var(--font-mono);font-size:.68rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);margin-bottom:10px}
.cta-sidebar h4{font-family:var(--font-display);font-size:1.35rem;font-style:italic;margin:0 0 8px;color:var(--paper);font-weight:400;line-height:1.2}
.cta-sidebar p{margin:0 0 18px;font-size:.84rem;color:rgba(250,250,247,.7);line-height:1.5}
.cta-sidebar .btn{background:var(--gold);color:var(--ink);width:100%;text-align:center;justify-content:center;padding:12px 16px;font-size:.92rem;display:flex;align-items:center;gap:8px}
.cta-sidebar .btn:hover{background:var(--paper);color:var(--ink)}
.cta-sidebar-trust{margin-top:12px;font-family:var(--font-mono);font-size:.68rem;letter-spacing:.08em;color:rgba(250,250,247,.5);text-align:center}
/* 4. End-of-article apply band (full-width before footer) */
.apply-band{margin:80px 0 0;padding:80px 0;background:var(--paper-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line);text-align:center}
.apply-band .eyebrow{margin-bottom:18px}
.apply-band h2{font-family:var(--font-display);font-size:clamp(2rem,4vw,2.8rem);margin:0 auto 18px;max-width:680px;font-weight:400;line-height:1.15}
.apply-band p{margin:0 auto 32px;max-width:520px;color:var(--slate);font-size:1.05rem;line-height:1.55}
.apply-band .btn{font-size:1rem;padding:14px 32px}
.apply-band-trust{margin-top:24px;display:flex;justify-content:center;gap:24px;flex-wrap:wrap;font-family:var(--font-mono);font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--slate)}
.apply-band-trust span{display:flex;align-items:center;gap:6px}
.apply-band-trust .dot{color:var(--gold)}
@media (max-width:780px){
.apply-band{padding:56px 0;margin-top:48px}
.apply-band h2{font-size:1.8rem;padding:0 var(--gutter)}
.apply-band p{padding:0 var(--gutter)}
.apply-band-trust{gap:14px;font-size:.65rem;padding:0 var(--gutter)}
}
/* ========================================================
Citation system (E-E-A-T source linking)
======================================================== */
sup.cite{font-size:.65em;font-family:var(--font-mono);font-weight:500;line-height:0;vertical-align:super;margin:0 1px}
sup.cite a{color:var(--gold);text-decoration:none;padding:0 2px;border-radius:2px;transition:background .15s}
sup.cite a:hover,sup.cite a:focus{background:var(--gold);color:var(--ink);outline:none}
sup.cite a:target{background:var(--gold);color:var(--ink)}
/* References section */
.references{margin:64px 0 32px;padding:36px 32px;background:var(--paper-2);border-top:2px solid var(--ink);contain:layout style paint}
.references h2{font-family:var(--font-display);font-size:1.5rem;font-style:italic;margin:0 0 6px;font-weight:400;line-height:1.2}
.references-eyebrow{font-family:var(--font-mono);font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--slate);margin-bottom:8px}
.references-intro{margin:0 0 24px;font-size:.92rem;color:var(--slate);line-height:1.55}
.references-list{list-style:none;padding:0;margin:0;display:grid;gap:14px;counter-reset:none}
.references-list li{padding-left:38px;position:relative;font-size:.9rem;line-height:1.55;color:var(--ink)}
.references-list .ref-num{position:absolute;left:0;top:0;font-family:var(--font-mono);font-weight:500;color:var(--slate);font-size:.85rem}
.references-list a{color:var(--ink);border-bottom:1px solid var(--gold);text-decoration:none;font-weight:500}
.references-list a:hover{color:var(--gold)}
.references-list .ref-source{font-family:var(--font-mono);font-size:.75rem;color:var(--slate);letter-spacing:.04em;display:block;margin-top:2px}
.references-list .ref-back{font-family:var(--font-mono);font-size:.7rem;color:var(--slate);margin-left:8px;text-decoration:none;border:none}
.references-list .ref-back:hover{color:var(--gold)}
.references-list li:target{background:rgba(245,185,64,.08);margin-left:-12px;padding-left:50px;padding-top:8px;padding-bottom:8px;border-radius:4px}
@media (max-width:780px){
.references{padding:24px 20px;margin:48px 0 24px}
.references-list li{padding-left:32px;font-size:.86rem}
}
/* =============== Auto TOC =============== */
.toc{margin:32px 0 48px;padding:24px 28px;background:var(--paper-2);border-left:3px solid var(--gold);border-radius:0}
.toc-label{font-family:var(--font-mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--slate);margin-bottom:14px}
.toc ol{list-style:none;padding:0;margin:0;display:grid;gap:8px;counter-reset:toc}
.toc li{counter-increment:toc;padding-left:32px;position:relative;font-size:.95rem;line-height:1.45}
.toc li::before{content:counter(toc,decimal-leading-zero);position:absolute;left:0;top:1px;font-family:var(--font-mono);font-size:.72rem;color:var(--slate);letter-spacing:.04em}
.toc a{color:var(--ink);border-bottom:1px solid transparent;text-decoration:none;font-weight:500;transition:border-color .2s,color .2s}
.toc a:hover{color:var(--gold);border-bottom-color:var(--gold)}
@media (max-width:780px){.toc{padding:18px 20px;margin:24px 0 36px}
.toc ol{gap:4px}
.toc li{padding-top:6px;padding-bottom:6px}
.toc a{display:inline-block;min-height:32px;line-height:1.5}}
/* =============== Reading time badge =============== */
.reading-time{display:inline-flex;align-items:center;gap:6px;font-family:var(--font-mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--slate);margin-bottom:16px}
.reading-time svg{flex-shrink:0;color:var(--gold)}
/* =============== Related articles =============== */
.related-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px}
.related-card{background:var(--paper);border:1px solid var(--paper-2);padding:24px 24px 28px;border-radius:0;transition:border-color .2s,transform .2s}
.related-card:hover{border-color:var(--gold);transform:translateY(-2px)}
.related-card h3{font-family:var(--font-display);font-size:1.25rem;font-weight:400;line-height:1.25;margin:0 0 10px}
.related-card h3 a{color:var(--ink);text-decoration:none}
.related-card h3 a:hover{color:var(--gold)}
.related-card p{font-size:.92rem;line-height:1.55;color:var(--slate);margin:0 0 16px}
.related-card .more{display:inline-flex;align-items:center;gap:8px;font-family:var(--font-mono);font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;color:var(--ink);text-decoration:none;border-bottom:1px solid var(--gold);padding-bottom:2px}
.related-card .more:hover{color:var(--gold)}
@media (max-width:780px){.related-card{padding:20px}}
/* =============== UI POLISH — final sweep before deploy =============== */
/* Bump tiny labels from 11.5px → 12px for WCAG readability (specificity matched) */
.eyebrow, .footer-grid h3, .references-eyebrow, .related-card .more, .byline,
.toc-label, .reading-time {
font-size: .75rem;
}
/* Higher-specificity overrides for nested rules */
.card .num,
.page-hero .crumb,
.page-hero .crumb li,
.apply-band-trust,
.tldr-label,
.calc-field label,
.author-card .eyebrow {
font-size: .75rem;
}
/* Mobile tap targets: ≥44px height for footer links, breadcrumbs */
@media (max-width: 760px) {
/* Footer link tap area */
.footer-grid ul li {
padding: 4px 0;
}
.footer-grid ul li a {
display: block;
padding: 8px 0;
min-height: 44px;
line-height: 1.4;
}
/* Breadcrumb tap area */
.page-hero .crumb ol li a,
.crumb ol li a {
display: inline-block;
padding: 8px 0;
min-height: 44px;
line-height: 1.4;
}
/* Footer-legal bottom strip links */
.footer-legal a, .footer-bottom a {
display: inline-block;
padding: 8px 4px;
min-height: 44px;
}
/* Apply-band trust strip: was 0.65rem (10.4px) → bump to 12px on mobile */
.apply-band-trust {
font-size: .75rem !important;
}
/* Disclosure-banner (announce-bar) text + link */
.disclosure-banner {
font-size: .8rem;
}
.disclosure-banner a {
display: inline-block;
padding: 10px 6px;
min-height: 44px;
line-height: 1.4;
}
}